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Free Super and Pension Review

WHAT SENIORS SAY ABOUT A FREE REVIEW AND OUR SERVICE.

We are a retired couple in our late sixties. An independent under-the-bonnet review of our Super fund, advertised by Retirement Services of Australia (RSA) in the Seniors Card was very appealing. In November 2019, we had our first appointment with RSA. We were pleasantly surprised to have the CEO, Peter Rheinberger himself take the session, not just a member of their client services team. Peter demonstrated expert knowledge of the investment market and in plain English, showed how we could benefit from a change in investment strategies with our existing portfolios. We also learnt where we were paying too much in fees with the Super funds we were with for a few decades.

What we appreciate is the friendly, open, personal and consultative approach to customer relations. We receive regular comprehensive updates by email, often followed by a telephone call from Peter or a professional team member. They make themselves available to assist with all the queries we have so we are clear about what our money is doing. In the unexpected economic downturn with the Covid-19 pandemic, we particularly appreciate the timely and prompt advice and action they took to minimise our losses.

We are confident Peter and his Investment Committee are monitoring the market well and we trust them to assist us with achieving our financial goals and on-going lifestyle needs.

Jenny and Brian – April 2020 

WHY WE OFFER YOU A FREE REVIEW?

When you shop at a supermarket, it’s easy to review products, price and features. If you’re not satisfied, you can take a product back or simply buy a different product next time. These purchase decisions are small but important. When it comes to investments, it is difficult to compare products and pricing, yet the effect on your wealth over time is far greater than most purchase decisions you make at a supermarket. We offer our service FREE of obligation to all Seniors to allow them to check they are “OK” because it’s important that you know you’re making good investment choices.

WHAT YOU WILL LEARN FROM A FREE REVIEW

  • FEE REVIEW. You will learn what you are actually paying in Product Fees, Investment Fees and Advice fees. We will tell you if they are good, Ok or bad and provide supporting evidence. If  you can save on fees we will organise this for you. 
  • INVESTMENT PERFORMANCE REVIEW.  You will learn how your investments have been performing. We will tell you if they have been good, Ok or bad when compared to the market and provide supporting evidence for our findings. If you are doing we’ll we will be very happy for you and tell you so. If there is room for improvement we will recommend what you need to do and organise this for you . 
  • END RESULT. If you are in a good position you will have this confirmed. If there is room for improvement you’ll understand what requires fixing, but there’s not point identifying a problem without providing a solution.  If a fix is required we’ll recommend a solution and evidence why this is better and in our opinion BEST for you. 

*Michelle is not the client’s actual name, protecting the privacy of our clients is important to them and Retirement Services Australia.

REQUEST YOUR FREE REVIEW NOW

Learn how a review can help you.

Things to Consider on your Retirement

Once you know how much income you may need, for how long and where it may come from, you can work out whether your retirement planning is on track.

Convert your super into a retirement income

Learn how to turn your super into a regular income.

Help your retirement savings last longer

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Are you retirement ready?

Our Retirement forecaster can help you see whether you're on track to living the retirement lifestyle you want.

The Retirement Planning Process

Ask for help, we'll walk you through the entire process.

1 Set your Goals

Lifestyle goals

Income / cashflow goals

Expenditure goals

Investments return goals

2 Choose a Retirement Date

Today? Soon? 65?

3 Create a Plan

Optimise centrelink benefits, a tax plan, a cashflow plan, expected returns, your super and investment strategy to create a plan that ensures financial stability and security in your retirement

4 Implement a Plan

Change from your current situation to the new strategy in preparation for retirement.

5 Retire

Congratulations! You’ve made it.

Holidays, hobbies, family are the beginning. You can relax and enjoy retirement feeling financially secure

6 Manage retirement money

Monitor investment performance. This is critical to the sustainability of your lifestyle and plan.

7 Grow your wealth

Keep your next egg growing while you can

8 Set your ongoing review plan

Check fees, investment performance and if you are on budget to continue forward with enough to live comfortably.

9 Relax and enjoy life

Knowing your plan for the future is in place.

Things to Consider on your Retirement

Once you know how much income you may need, for how long and where it may come from, you can work out whether your retirement planning is on track.

Convert your super into a retirement income

Learn how to turn your super into a regular income.

Help your retirement savings last longer

Explore some ways to help your retirement savings go the distance.

Are you retirement ready?

Our Retirement forecaster can help you see whether you're on track to living the retirement lifestyle you want.

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